How to Select the Best Two-Wheeler According to Your Needs

2 Mins read

Two-wheelers are widely popular in India amongst young adults, especially in Tier II and Tier III cities, where public transport is not economical. They feel the need to own a two-wheeler as soon as they reach the age of 18 years. The lockdown situation has further provided an impetus to owning a personal vehicle to meet your daily needs while maintaining social distancing.

Before buying a two-wheeler, you must first do some homework and select the one which suits you the best. Let’s understand the factors involved in choosing the right bike.

Know Yourself and Your Needs

There are different types of bikes and two-wheelers available in the market. You should know which type meets your requirements better.

For instance, if you wish to use the bike for local travel and meeting your daily needs, a regular bike up to 125 CC engine capacity would suffice. It also has a better storage capacity. However, if you are a sports biker, you would need a bike with a higher engine capacity. Besides, if you are buying a sports bike for the first time, you may choose a low-end sports bike to lay your hands on and be comfortable before trying out the high-end sports bikes.

Your physique would also determine the choice of the bike. Some bikes are heavy; you should avoid such bikes if you find it challenging to handle them. You may wish to test-ride a few bikes before actually making your decision.

Budget is Crucial

Budget is one of the major considerations for young adults purchasing a bike for the first time. Even for the seasoned players buying a bike for pleasure, budgeting does matter.

Standard two-wheeler costs between Rs.40,000-70,000. Electric bikes are priced at around Rs.100,000 and onward. The cost of sports bikes, cruiser bikes, and adventure bikes can go as high as Rs.500,000. A second-hand bike might not be as expensive as a brand new one, but its maintenance costs might be higher.

While budgeting for the bike expenses, one should also consider the recurring maintenance and insurance costs. Sports or off-road bikes typically require a higher budget than standard bikes.

You may likely wish to raise your budget from a long-term perspective after your research. One may consider supplementing one’s own funds with a bike loan. The two-wheeler loan interest rates and other terms of the loan can be customized to suit your requirements.


Once you have shortlisted the kind of bike most suitable for your requirements and have figured out your budget, you need to research the right bike for yourself. There are several brands available like TVS, Honda, Royal Enfield, Bajaj, etc.

Another aspect is the mileage that a bike gives, i.e., the distance a bike can cover with one-litre fuel. A model, which offers a greater mileage, is preferred over the other models.

Maintenance Costs

Regular maintenance and insurance are necessary to keep your two-wheeler in good and running condition. A standard bike generally has lower maintenance and insurance costs as compared to high-end bikes.

Besides, proximity to the service center can make a significant difference. You may consider choosing a model, which enjoys greater popularity as this ensures easy availability of the spare parts.


You can be spoilt for choice with the diversity of options available while selecting a bike in the current times. Even financing a two-wheeler of your choice is not a daunting task considering the options available for a two-wheeler loan. The loan application can be submitted online from the comfort of your home. You can also check your two-wheeler loan eligibility online.

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